If you are unfamiliar with Redwood trees, they are the hugest trees in the world and can live thousands of years. They grow to over 300 feet tall (taller than a 25-story building). It can take 20 people hand in hand to span around their base. In other words, these trees are massive!
These portray the California Redwoods and Retirement scheme. Walk with me and have the seed of these massive trees.
How To Get Started
The hardest part is starting your retirement investment. Small and slowly into massive – the miracle of compound interest! Here, time is your biggest ally.
For instance, you put $100 monthly into a savings account for 30 years. At the end of the
year, you would have saved roughly $36,000 if you placed it in a savings account. If you invested the $36,000 with a modest 8% interest, it would have grown to $146,815.04 after 30 years! 
Say you started saving that $100 at 20 years old a month for 40 years and retired at the age of 60. Your $100 a month in a savings account would be worth $48,000. Had you invested it, it could have grown to $335,737.25!
I hope you understand the power of compound interest. Hopefully, you are saving more than $100 a month. Imagine if you invested $300 a month for 30 years. Your investment could be worth $440,445.12!
You don’t have to save massive amounts of money. If you have not yet started the journey, you will need to invest intensively to make up for your lost time.
In addition, these numbers do not include reinvested dividends, so chances are high for you to grow even larger.
Get Rid Of That Debt
Debts hamper advancement. You should try as hard as you can to get rid of them whenever possible. Elimination it instantly. To maintain a clear focus on your retirement goal, do this!
How much is your monthly car payment? Hopefully, you can say “zero,” but if not, imagine paying large retirement for yourself rather than paying interest to the banking industry.
I love running numbers. To calm my curiosity, I put in a few compound interest scenarios. So, if $300 a month can get you to nearly half a million in retirement, imagine what double or triple would be?
You will get to $734,075.21 if you invest $500 monthly for 30 years, with 8% interest. As for $1,000, you will have $1,468,150.42! It seems insane, yet possible! If you set yourself up and contribute to a pretax account, you may hardly notice the investment coming from your take-home pay.
Final Thoughts
You made it! If you have read it all here, you are good to start investing in California Redwoods and Retirement Account! Whenever you feel upset with your current financial situation, remember the mighty Redwood. It also started as just a tiny seed.
Plant that seed and remember to water regularly. It’s your time to start winning! It’s just a matter of making it a priority.
